A risk methodology built to hold up.
Fiscus runs the full AML/CTF/CPF enterprise risk assessment — scoring inherent risk, weighing controls, and arriving at residual risk your board and your regulator can both stand behind.
How it's delivered
Built and
branded
for you.
The product a customer buys is their own Kelvanis hub — configured to their workflows, co-branded to their identity, modular from day one.
Configured to your operation
We map your sign-off chains, approval workflows and role structures before go-live. The hub matches how your business runs.
Co-branded to you
Your name, your identity, on every screen. Your team works in your product. Kelvanis sits quietly underneath as the platform.
Modular by design
Start with the modules you need most. Add others as the business grows. The spine is always there underneath, connecting everything.
The methodology
Inherent risk, scored. Controls, weighed. Residual risk, defensible.
A FATF-aligned methodology identifies and scores inherent risk across customers, products, channels and geographies, then weighs the controls your institution already has in place against it. What comes out the other side is a residual risk position — configured to your own risk appetite, mapped back to its regulatory basis, and ready to stand in front of a board or an examiner without extra work to assemble it.
The modules — switch on what you need.
Safety
Incidents, observations, risk and corrective action.
Risk
Registers, bow-tie, assessments.
Maintenance
Planned and preventative upkeep of assets.
HR
People, roles, records and onboarding.
Learning
Training, competency and certification.
Documents
Controlled documents and version control.
Quality & Audit
Audits, inspections, nonconformity, ISO.
Procurement
Requisitions, approvals, suppliers.
Finance
Feeds Sage, Xero and SAP.
Medical
Health surveillance, fitness.
Permits
PTW, JSA, high-risk sign-off.
Documents & Change
Management of change.
Compliance
Built for a regulated institution's obligations.
The hub holds ISO 31000, ISO 27001 and FATF-aligned methodology on one spine. Every score, control and report becomes evidence you can stand behind — without additional effort to assemble it.
ISO 31000
Risk management. The scoring model, appetite thresholds and residual risk position all trace back to this framework.
ISO 27001
Information security management. Protecting the sensitive customer and transaction data behind every risk assessment.
FATF-aligned
Financial Action Task Force recommendations. The methodology is built around them, not adapted from one.
Capabilities
What Fiscus runs.
FATF-aligned risk methodology
An enterprise risk assessment methodology built around FATF recommendations, not adapted from one.
Configurable scoring & appetite
Risk scoring and appetite thresholds configured to your institution’s own model, not a fixed template.
Regulatory mapping & evidence
Every score maps back to its regulatory basis, with the supporting evidence attached.
Board & regulator reporting
Board-ready and regulator-ready reporting generated directly from the live risk assessment.
See Fiscus run.
Pricing is tailored to your operation. A 30-minute walkthrough is enough to see the system run.